Comments on: USDA Rural Home Loan Qualifying and Income Limits

By: USDA Loan Rural Development Home Loan Funds Update | USDA Rural Home Loans for Arizona

Mon, 24 May 2010 19:07:03 +0000

[...] USDA Rural Home Loan Qualifying and Income Limits [...]

By: Perpetual USDA Loan Funding PASSED! | USDA Rural Home Loans for Arizona

Perpetual USDA Loan Funding PASSED! | USDA Rural Home Loans for Arizona — Fri, 23 Apr 2010 17:34:21 +0000

[...] right USDA Rural Home Loans get a reprieve. Just this morning HR 5017 passed the House Financial Services Committee which is [...]

By: pauldunn

pauldunn — Thu, 18 Feb 2010 00:21:05 +0000

It is highly unlikely because those liens will take a priority position. You may want to speak with a local lender about their particular requirements in that case.

By: Marie

Marie — Mon, 08 Feb 2010 23:58:04 +0000

If you have liens from federal or state but are making monthly payments on. Can you still get a USDA home loan?

By: pauldunn

pauldunn — Wed, 20 Jan 2010 14:34:42 +0000

Lea – most lenders have an overlay specifying the amount of time that a bankruptcy must be seasoned. Most USDA lenders are at 3 years, however with mitigating circumstances it may be less.

By: pauldunn

pauldunn — Wed, 20 Jan 2010 14:31:46 +0000

Lea – USDA or FHA are excellent choices for people with lower incomes.

By: Lea

Lea — Fri, 15 Jan 2010 04:14:13 +0000

Are there any types of home loans for low income families and single parents?

By: Lea

Lea — Fri, 15 Jan 2010 04:11:41 +0000

What length of time can be allowed from a bankruptcy discharge before attempting to applying for a home loan?

By: pauldunn

pauldunn — Thu, 27 Aug 2009 22:38:56 +0000

Hi Beatriz – The minimum credit score is a function of what the lender will require and what the local RD office will allow. Most lenders draw the line at 620 and most of the RD offices that I have spoken with do not allow anything less than a 620 either. If you are looking to buy in Arizona, send an email to me through the GET STARTED tab above and I’ll send you my How To Optimize Your Credit Score For The Home Buying Process CD.

By: beatriz

beatriz — Thu, 27 Aug 2009 21:04:32 +0000

what is the minimum credit scored need it?