USDA Rural Home Loans offer many advantages over either FHA Mortgage Loans or Conventional Home Loans.  Here is a brief summary of advantages of the USDA Rural Home Loan.

  • No Down Payment - Truly a 100% home loan
  • No Expensive Mortgage Insurance – Keeps your monthly payment low
  • No Cash Reserve Requirement
  • No Minimum Credit History Requirement
  • USDA 100% Financing is a top choice among First Time Home Buyers
  • No Limitation to the purchase price
  • May finance up to 102% of the appraised value
  • Down Payment Assistance from non profits is acceptable
  • Repairs may be financed up to 100% of the “as is” value
  • No limits to the concessions the seller can make – seller paid closing costs
  • Rates are typically lower than FHA Home Loans or Conventional Mortgages

USDA Rural Home Loans provides the lowest available rates, the lowest down payment and the lowest monthly payment of any loan available.  Call us today at 520-225-0380 for a current quote.  You’ll be glad you did!

Apply online now for a USDA Rural Home Loan.

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