USDA Rural Home Loan Benefits

USDA Loan Benefits

USDA Rural Home Loans have some outstanding benefits over ANY other type of mortgage loan you will find for ArizonaUSDA Loan Benefits include:

Apply for a USDA Loan Online Now: Loan Application

  • True Zero Down Financing – USDA Rural Home Loans let you keep your cash in your bank account
  • Fixer Up Ability – Repairs can often be financed for that Fixer Upper
  • Zero To Move In – If properly set up, you wont need to bring any cash to closing.  The average is just about $158 or so to close with a USDA Rural Home Loan in Arizona
  • Down Payment Assistance – Seller assisted Down Payment Assistance has been eliminated for FHA but is still available for USDA Home Loans.
  • No Monthly MI - On a $200,000 home you could save up to $11,000 in mortgage insurance payments over the next 10 years as compared to FHA
  • Apache County – Qualifies 100%
  • Gila County – Qualifies 100%
  • Graham County – Qualifies 100%
  • Greenlee County – Qualifies 100%
  • La Paz County – Qualifies 100%
  • Navajo County – Qualifies 100%
  • Santa Cruz County – Qualifies 100%
  • The majority of the rest of Arizona also qualifies for USDA Rural Home Loans – Just outside Tucson, Phoenix, Kingman, Flagstaff OKAY
  • Generous Qualifying Ratios – Due to low rates, No MI and superior performance of the USDA Rural Home Loan it is much easier to qualify than for Conventional or FHA Mortgage Loans
  • Not just for First Time Home Buyers
  • No HVCC Appraisal Backlog (like there are for Conventional or even VA loans)
  • Permanent Rate Reductions

To find out how much USDA Rural Home Loan you qualify for today, click on the Get Started on USDA tab above.

Apply online for a USDA Rural Guaranteed Home Loan and get pre-qualified today.

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