USDA Loan Benefits

USDA Rural Home Loans have some outstanding benefits over ANY other type of mortgage loan you will find for Arizona.  USDA Loan Benefits include:

  • True Zero Down Financing – USDA Rural Home Loans let you keep your cash in your bank account
  • Fixer Up Ability – Repairs can often be financed for that Fixer Upper
  • Zero To Move In – If properly set up, you wont need to bring any cash to closing.  The average is just about $158 or so to close with a USDA Rural Home Loan in Arizona
  • Down Payment Assistance – Seller assisted Down Payment Assistance has been eliminated for FHA but is still available for USDA Home Loans.
  • No Monthly MI - On a $200,000 home you could save up to $11,000 in mortgage insurance payments over the next 10 years as compared to FHA
  • Apache County – Qualifies 100%
  • Gila County – Qualifies 100%
  • Graham County – Qualifies 100%
  • Greenlee County – Qualifies 100%
  • La Paz County – Qualifies 100%
  • Navajo County – Qualifies 100%
  • Santa Cruz County – Qualifies 100%
  • The majority of the rest of Arizona also qualifies for USDA Rural Home Loans – Just outside Tucson, Phoenix, Kingman, Flagstaff OKAY
  • Generous Qualifying Ratios – Due to low rates, No MI and superior performance of the USDA Rural Home Loan it is much easier to qualify than for Conventional or FHA Mortgage Loans
  • Not just for First Time Home Buyers
  • No HVCC Appraisal Backlog (like there are for Conventional or even VA loans)
  • Permanent Rate Reductions

To find out how much USDA Rural Home Loan you qualify for today, click on the Get Started tab above or click here.

Apply online for a USDA Rural Guaranteed Home Loan and get pre-qualified today.

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