Feb 11
3

How To Find USDA Loan Program Qualifying Areas In Arizona

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Here Is How You Find Qualifying Areas For The USDA Loan Program

USDA-Loan-Program-MapsThe USDA Loan Program is restricted to certain geographic areas, and one of the questions I hear a lot is how can I tell what areas are eligible for the USDA Loan, where should I be looking to buy a home?

Let’s take a quick look at what the USDA defines as an eligible area.

The USDA says that to be eligible a property must be in a rural community.  Generally, these are communities of less than 10,000 people, but the USDA does make exceptions.  Certain areas between 10,000 and 25,000 in population are considered rural based on their distance from urban areas.

So it comes down to population and how far away from an urban area you are.

So here is a list of Urban areas that are NOT eligible; Flagstaff, Bullhead City, Lake Havasu City, Prescott, Phoenix, Tucson, Yuma and Sierra Vista.  Now be sure to keep in mind that their suburbs may be A-Okay.

Did you know that Arizona has 15 counties?  And right now 7 of those counties don’t have any eligibility restrictions.  That means that every single geographic part of that county qualifies for the USDA Loan.

Apply for a USDA Loan Online Now: Loan Application

On the USDA Rural Maps tab you can find a constantly updated list of USDA qualifying areas.  Once there you will see specific areas that you can quickly look at and see the eligible areas.

I hope you found this Arizona Home Loan tip useful and would love to hear your comments.

To find out if you qualify for a USDA Loan call (520) 225-0380 or click on the Get Started on USDA tab above and ask a question if you like.  If you want to go ahead and get your application in, you can fill out my Arizona Home Loan Application Online here.

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Posted in USDA Qualifying Property by pauldunn 2 Comments

2 Responses to "How To Find USDA Loan Program Qualifying Areas In Arizona"

  • Jill Evans says:
    April 1, 2011 at 6:17 am

    Does Rosemont Illinois qualify as an area for a USDA loan

  • pauldunn says:
    April 22, 2011 at 2:28 pm

    @ Jill – I have no idea about Illinois. However if you go to the MAPS tab above and then click on the link to the search-able USDA database, you will be able to find out.

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