Tag: Arizona Home Loan

How To Find Out If Your Income Qualifies Under The USDA Loan Income Limits

Do You Make Too Much Money To Qualify For A USDA Loan In Arizona? While the USDA Loan does not have a maximum loan size they do have a maximum qualifying income limit. People ask me all the time, what are the income limits for the USDA Loan.  So let’s take ...

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What Credit Score Does The USDA Loan Require?

The USDA Loan and Credit Scores.. People ask me all the time what credit score is needed to get a USDA loan to buy a house in Arizona with absolutely Zero Down Payment.  There are actually a pretty good variety of answers to this question. Before we open the ...

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How To Get A USDA Loan For A Home With A Swimming Pool

Even When They ALL Say You Can’t..Yes You Can! I get this question quite a bit, probably because I’m in Arizona right?  And a pool is a great way to keep cool in our fairly hot summers. But a lot of lenders will just say NO when it comes to using a US...

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The USDA Loan vs The FHA Loan – Which Is The Best Loan?

Which Is The Better Loan, The USDA Loan or The FHA Loan? Well I do quite a bit of both and for the majority of people the USDA loan will be a much better financial move for buyers in Arizona, and here’s why. FHA has a down payment requirement, and it is curr...

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How To Get The Maximum Arizona USDA Loan Size

What’s The Maximum Loan Size For a USDA Loan in Arizona? You’ll be happy to know that the Arizona USDA Loan does not have a maximum loan size, which may be another advantage USDA has over it’s FHA counterpart. The maximum loan size you can get will a...

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How To Get A Zero Down USDA Loan Even If Your Spouse Has Bad Credit

Does The USDA Loan Ignore Your Spouses Bad Credit? More people would be looking at buying a home in Arizona with the Zero Down Payment USDA Loan if they were not held back by their spouses bad credit.  There are lots of reasons why one spouse may have pretty ...

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How To Get A USDA Loan If You Don’t Have Any Credit

Can you get a Zero Down USDA Loan if you don’t have credit? Now that is another really good question. People looking to buy a home with a USDA Loan who do not have traditional credit histories can still qualify. Since credit history is such a large part ...

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How To Get A No Money Down USDA Loan If You Just Got Out Of School

Get out of school and get a zero down USDA Loan There are quite a bit of people who would be able to buy a great home here in Arizona with a USDA Loan if they could just buy without having the 2 year history of earning employment. And the biggest issue with th...

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How Much Cash Do I Need To Close A USDA Loan?

So how much will you need for closing a USDA Loan? With most loans you would need to bring in some cash to closing in order to cover the closing costs and the down payment.  The USDA loan works a little differently and in MOST cases you can get a portion or e...

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The USDA Loan and Bankruptcy Seasoning

Understanding how the USDA Loan looks at Bankruptcy A bankruptcy does have a substantial impact on your credit and your ability to get a new USDA Loan to buy a house. A bankruptcy is defined as a federally authorized procedure by which a debtor is relieved of ...

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