USDA Rural Home Loans for Arizona

USDA Rural Development monthly mortgage payments
Did you know that for the same loan size and a similar rate that the USDA Rural Development Home Loan will ALWAYS have a lower payment than FHA?  Sometimes the USDA Rural Development payment will be substantially lower.
Let’s talk rates and payments…
When most people shop for a USDA Rural Development [...]

USDA Rural Home Loans offer many advantages over either FHA Mortgage Loans or Conventional Home Loans.  Here is a brief summary of advantages of the USDA Rural Home Loan.

No Down Payment – Truly a 100% home loan
No Expensive Mortgage Insurance – Keeps your monthly payment low
No Cash Reserve Requirement
No Minimum Credit History Requirement
USDA 100% Financing [...]

Our USDA Rural Home Loan will save you a truck load of cash and help you keep your money in your own bank account after closing…

Here’s a quick comparison of the USDA Rural Home Loan and an FHA Mortgage Loan.
How Much Can Be Financed?

102% of the APPRAISED value! (finance up to $153,000 in this example)

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I am often asked “Paul, how much can I borrow with a USDA Rural Home Loan here in Arizona?”
The answer for home buyers is “It Depends”.
For a USDA Rural Home Loan it depends on your repayment ability and the appraised value of the home you are buying.  We’ll look at the ratio of your Pre-Tax Net [...]