USDA Rural Home Loans for Arizona

What’s the best USDA Rural Home Loan, the Guaranteed USDA Rural Home Loan or the USDA Direct Loan?
It’s important to note that the USDA Rural Home Loan is gaining enormous popularity in Arizona.  Primarily because it allows home buyers in qualifying areas to purchase a home with absolutely zero down payment and without the added [...]

The $8000 First Time Home Buyer Tax Credit is set to expire soon and is available for Rural USDA Loans.  The deadline to fund your home is November 30th.  That isn’t even 60 days from today to qualify for the Home Buyer’s Tax Credit.
The average AZ Mortgage is taking 35-45 days to close.
The home search [...]

USDA Loan Benefits
USDA Rural Home Loans have some outstanding benefits over ANY other type of mortgage loan you will find for Arizona.  USDA Loan Benefits include:

True Zero Down Financing – USDA Rural Home Loans let you keep your cash in your bank account
Fixer Up Ability – Repairs can often be financed for that Fixer Upper
Zero [...]

Using an Arizona USDA Guaranteed Rural Home Loan allow you to buy a home in ANY County of Arizona with Zero Down payment.  That means, the money you save on your down payment by using a USDA Rural Home Loan instead of conventional or FHA Home Loan financing will stay in your bank account, for [...]

USDA Rural Home Loans has a MASSIVE advantage in today’s Real Estate market.  We’ve all heard these terms…

NO MONEY DOWN! ZERO DOWN! 100% Home Loan Financing!

These options for financing a home are no longer available with conventional financing NOR through FHA home loan financing.  The best option for buying a home with No Money Down [...]

USDA Rural Home Loans offer many advantages over either FHA Mortgage Loans or Conventional Home Loans.  Here is a brief summary of advantages of the USDA Rural Home Loan.

No Down Payment – Truly a 100% home loan
No Expensive Mortgage Insurance – Keeps your monthly payment low
No Cash Reserve Requirement
No Minimum Credit History Requirement
USDA 100% Financing [...]

You heard it correctly.  The USDA Rural Development Home Loan Funds have been exhausted.  The demand for USDA Rural Development Home Loans is at an all time high.
The good news is that USDA Rural Home Loans will continue to be underwritten.
The even better news is that we will continue to fund USDA Rural Home Loans [...]

The USDA does indeed set income limitations for qualifying for the USDA Rural Home Loan, but a little known fact is that most folks have “adjustments” to their income that will help them to qualify for the USDA Rural Development Home Loan.
The USDA will Review two types of income for qualifying for the USDA Rural [...]

There is no written minimum credit score requirement to qualify for a USDA Rural Home Loan.  However, many investors who fund the USDA Rural Home Loans have a minimum requirement of 620 middle credit score.  This simply means that the USDA Rural Home Loan allows for a little variance in the credit score to qualify.
The [...]

Our USDA Rural Home Loan will save you a truck load of cash and help you keep your money in your own bank account after closing…

Here’s a quick comparison of the USDA Rural Home Loan and an FHA Mortgage Loan.
How Much Can Be Financed?

102% of the APPRAISED value! (finance up to $153,000 in this example)

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