USDA Rural Home Loans for Arizona

USDA Loan Limit Update 2010 USDA Loan Limits have been raised from the 2009 USDA Loan Limits by a small bit.  The new USDA Loan Limits go into effect immediately.  Keep in mind that the USDA Loan has two types of qualifying income and there are items that can be subtracted from the income to [...]

USDA Loan Rural Development Update The USDA Loan has been on hold with the Rural Development offices across the country as they “ran out” of funds for USDA Loans.  There are several bills on the table that would eliminate the funding problems for USDA Loans and one is being reviewed in the Senate right now. [...]

USDA Loans May Go Uninterrupted That’s right USDA Rural Home Loans get a reprieve.  Just this morning HR 5017 passed the House Financial Services Committee which is the first step to gaining perpetual uninterrupted funding for USDA Rural Home Loans. Next, the USDA Rural Home Loan supporting bill HR 5017 moves to a vote in [...]

USDA Loans CNBC Video USDA Loans are gaining popularity as people find they can buy with Zero Down by using a USDA Rural Development Loan. It’s a strange thought, but you can effectively use USDA Loans to get paid to buy a house.  Just put the USDA Loan to work for you AND if you [...]

USDA Loans ARRA Refinance Funds NOW Available! The USDA released a Notice of Funding Availability for USDA Loans Refinance Assistance under the American Recovery and Reinvestment Act of 2009. USDA Loans Refinancing by using ARRA funds is more restrictive than typical USDA Loans. USDA Loans ARRA Refinance Requirements: The new USDA Loans must have an [...]

USDA Rural Development monthly mortgage payments Did you know that for the same loan size and a similar rate that the USDA Rural Development Home Loan will ALWAYS have a lower payment than FHA?  Sometimes the USDA Rural Development payment will be substantially lower. Let’s talk rates and payments… When most people shop for a [...]

The $8000 First Time Home Buyer Tax Credit is set to expire soon and is available for Rural USDA Loans.  The deadline to fund your home is November 30th.  That isn’t even 60 days from today to qualify for the Home Buyer’s Tax Credit. The average AZ Mortgage is taking 35-45 days to close. The [...]

The Rural USDA AZ Mortgage – How to find Tucson property that qualifies How do you know if the real estate you are looking at in Tucson AZ, qualifies for the now popular Rural Development USDA Tucson Loans?  Let’s take a look at a few ways to find out if the AZ Mortgage for the [...]

We’re starting a new category on the USDA Rural Home Loans website. It’s USDA Home Loan Success Stories. I hope you enjoy hearing about how the Rural Development USDA Loan has positively impacted so many families here in Arizona.  So let’s take a look at the first installment of… (drum roll please…) USDA Home Loan [...]