When you think of USDA I know the first thing you think is USDA RURAL HOME LOAN FINANCING! Right?  Actually, if you’re like most Americans you probably think of Milk, Cows, Pigs, Corn, Farms and a beautiful farm house.  Anything but mortgages.

Rural, really isn’t all that rural.  Here is a picture of a farm, and you’d have to go to Farmer Mac to finance it.

A USDA Rural Home Loan is designed to help families in areas that are “designated” as rural to get into a home with zero money down!  In Arizona the average cash out of pocket to buy a home is “currently” $158.70 and USDA Rural Home Loan demand has BOOMED upward by 475% over the last 12 months.

Apply for a USDA Loan Online Now: Loan Application

Here are a couple of hot buttons for those considering financing a home:

1. You can buy a home without a down payment
2. You don’t get charged an expensive (or any) monthly mortgage insurance payment
3. Credit requirements are VERY FLEXIBLE
4. A Rural designation may may look and feel like the burbs.

Stay tuned for maps of rural designated areas!

As always, if you are thinking of USDA Home Loan financing a home for any reason give me a call or contact me through this blog.

Cheers,
Paul